“Dad, I’ve got to do something,” begins a panicky letter from one of the children. “When I changed my job status I lost my health insurance. The best policy I can find is $550 a month. What should I do?” “Don’t buy the insurance,” we suggested. “It’s a waste of money. Just don’t get sick,” we added helpfully. There are two ways a government can rip off its citizens – force and/or fraud. Health care uses both. Back in the time of Genghis, Attila, Caesar and Napoleon, things were simpler.