Up, down. Down, up. Yesterday, the Dow reversed recent declines. It rose 180 points. Gold, too, seems undecided as to what direction to take. It fell $14 an ounce. We’ll carry on… trying to figure out what is really going on. The typical post-war boomer has lived with just one complete interest rate cycle. Rates hit a low after the war… as the US faced the biggest fiscal cliff in its history.